We help our clients grow and protect their credit score, which is a crucial component in getting access to financial assistance.
Our SPRING Loan can help tide you over when unexpected expenses come up. Apply for one and have it approved within two business days. Get funded within two weeks.
Proof of income, California or Nevada state-approved government ID, certificate of completion of our financial literacy program, a bank account*, and a credit score of 580 and above.
*A bank account is not required to start the loan application but is required for approval of the loan. If you do not have a bank account, our loan specialists will be happy to assist you in opening one in order to proceed with the application.
The loan review will take 1-2 business days if all requirements are met. Sometimes a loan may take longer to review based on the loan applicant’s identity, credit, and quality of submitted documents.
As long as you have a source of income and do not have any active bankruptcies or liens, you may still qualify to be approved for a loan. You can also access our free financial literacy course for faster loan approval. Get started here.
As of this time, yes.
You will need to present a proof of income via paystub or government award, a valid California or Nevada driver’s license or identification card, and your social security number (SSN).
You can borrow up to $2,500, payable in 12 months at 20% interest.
We require all loan applicants to have a bank account--our loan specialists can help you open one.
We go beyond providing low-interest loans. We’ll help you make smarter financial decisions through financial literacy training and improve your credit score.
Going through the loan application process is an exercise in becoming a more responsible borrower. Paying your loan on time and in full opens more credit opportunities not only from NAAC but from other financial agencies.